Auto Loans

Select the auto loan term that fits your needs. We’ll finance up to 100% of the cost of a new or used vehicle with loan terms up to 6 years.

You can be pre-approved within one hour of your application being received during regular business hours. Applications received after business hours will be processed the next business day. We will contact you upon receipt of your application to review your information.

To have an application mailed to you or to apply by phone, contact us!

To submit your application in person: visit any Berkshire County auto dealer and tell them to make it a Greylock loan. A pre-approved vehicle loan is valid for 30 days.

Auto Loan Rates

Maximum Term Fixed APR1Go to footnote 1 Monthly Payment Per $1000 Borrowed Alert Me
2014 and newer vehicles 6 Years as low as 3.24%2Go to footnote 2 as low as $15.30 Receive a notification when this rate changes
2011-2013 6 Years as low as 3.74%2Go to footnote 2 as low as $15.53 Receive a notification when this rate changes
2010 and older vehicles 6 Years as low as 5.74%2Go to footnote 2 as low as $16.45 Receive a notification when this rate changes
Subject to credit approval. Stated rates based on credit worthiness. Loan rates available for up to 110% Loan to Value of vehicle. "Vehicle" is defined as a car or light truck/van.
  • 1APR = Annual Percentage Rate
  • 2Rates shown as low as. Rates subject to change.

Protect Your Credit History and Budget

Find your perfect ride, get a great loan rate, and then insure your auto loan with payment protection and GAP coverage. It’s inexpensive today and can be invaluable in the future.

Payment Protection

  • Credit life insurance is designed to payoff the insured balance on your loan if you or the co-borrower pass away.
  • Credit disability insurance is designed to pay your loan payments (up to the contract limit) if you become ill or disabled and are unable to work.

Payment Protection is optional and is available on new installment loans.

Guarenteed Asset Protection (GAP) Insurance

  • One-time cost of $595.00
  • Covers the difference between the actual cash value of your vehicle and your outstanding loan balance at the time of loss, less certain deductions.
  • Pays up to 150% of the value of the vehicle at the time of loss.
  • Pays up to 125% for motorcycles, RVs and boats.
  • Can be financed with your loan.
  • Gives you $1,000 towards your replacement vehicle.

GAP supplements, but does not replace, your primary auto insurance coverage.

Secrets of Smart Car Buying

Buying a car is one of the biggest purchases that you’ll make in your lifetime. Watch this webinar for tips and information that will help you get started and get on the road.

You’ll learn about these topics:

  • How much can you afford?
  • Buying versus Leasing
  • New versus Used
  • Financing options
  • How Greylock and GreenPath can help

Still have questions after watching the video? Please contact us. We’d love to help.

Learn how to be a smart car buyer!