While we are pleased to provide partial access to some branch lobbies, please know that online and mobile banking, drive-up and telephone are still the best ways for you to work with Greylock, now and for the foreseeable future. These great services not only provide improved convenience, they also provide enhanced safety for you and our staff.

We are available 24/7 at (413) 236-4000

For Updated Branch Hours CLICK HERE

For Member Updates CLICK HERE

For Business Member Updates CLICK HERE

Auto Loans

Select the auto loan term that fits your needs. We’ll finance up to 100% of the cost of a new or used vehicle with loan terms up to 6 years.

You can be pre-approved within one hour of your application being received during regular business hours. Applications received after business hours will be processed the next business day. We will contact you upon receipt of your application to review your information.

To have an application mailed to you or to apply by phone, contact us!

To submit your application in person: visit any Berkshire County auto dealer and tell them to make it a Greylock loan. A pre-approved vehicle loan is valid for 30 days.

Auto Loan Rates

Table data for Auto Loan
Maximum Term Fixed APR1 Monthly Payment Per $1000 Borrowed Alert Me
2017 and newer vehicles 6 Years as low as 3.99%2 as low as $15.64 Receive a notification when this rate changes
2014-2016 6 Years as low as 4.49%2 as low as $15.87 Receive a notification when this rate changes
2013 and older vehicles 6 Years as low as 6.24%2 as low as $16.69 Receive a notification when this rate changes
Subject to credit approval. Stated rates based on credit worthiness. Loan rates available for up to 110% Loan to Value of vehicle. "Vehicle" is defined as a car or light truck/van.
  • 1APR = Annual Percentage Rate
  • 2Rates shown as low as. Rates subject to change.

Protect Your Credit History and Budget

Find your perfect ride, get a great loan rate, and then insure your auto loan with payment protection and GAP coverage. It’s inexpensive today and can be invaluable in the future.

Payment Protection

  • Credit life insurance is designed to payoff the insured balance on your loan if you or the co-borrower pass away.
  • Credit disability insurance is designed to pay your loan payments (up to the contract limit) if you become ill or disabled and are unable to work.

Payment Protection is optional and is available on new installment loans.

Guaranteed Asset Protection (GAP) Insurance

  • One-time cost of $595.00
  • Covers the difference between the actual cash value of your vehicle and your outstanding loan balance at the time of loss, less certain deductions.
  • Pays up to 150% of the value of the vehicle at the time of loss.
  • Pays up to 125% for motorcycles, RVs and boats.
  • Can be financed with your loan.
  • Gives you $1,000 towards your replacement vehicle.

GAP supplements, but does not replace, your primary auto insurance coverage.