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We are available 24/7 at (413) 236-4000


West Street, Pittsfield - Elm Street, Pittsfield - 
Kellogg Street, Pittsfield - Park Street, Adams
Ashland Street, North Adams - Main Street, Williamstown
Stockbridge Road, Great Barrington

Shared Branching services are temporarily suspended at Greylock branches.

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We offer Individual Retirement Account investments as a safe way to meet your retirement needs.

A wide range of IRA products that will help make your retirement dreams come true!

  • No minimum balance is required.
  • No monthly service fees or annual trustee fees.
  • Contributions may be made in "lump sums", by regular deposits or by payroll deductions to the IRA Share throughout the year.
  • IRA Term Share Certificates (CDs) are also available with a minimum deposit of $500.


A Traditional IRA is an account that allows you to defer taxes on your earnings until they are withdrawn. Also, certain contributions may be tax deductible in the year they are made. Consult your tax advisor for further information.


A Roth IRA allows only non-deductible contributions but features tax-free withdrawals for certain distribution reasons after a five-year holding period. The term "tax free" means free from federal income taxes. Consult your tax advisor for further information.


If an IRA is composed entirely of one or more rollovers from a qualified pension plan, it may, at a later date be rolled back into a qualified pension plan. You can do this with our Rollover IRA. You can open a Rollover IRA and we will handle the Direct Rollover request from your employer. Consult your tax advisor for further information.


The Coverdell Education Savings Account (CESA) is a nondeductible account that features tax-free withdrawals for a very specific purpose - a child's education expenses.  Higher education distributions are also permitted from these accounts, but while qualified higher education distributions from a traditional or Roth IRA are only penalty tax free, the same distributions from a CESA are penalty free and federal income tax free.  Consult your tax or legal professional for further information regarding state or local income taxes.