Loans

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You may get pre-approved within a few hours of your application being received during regular business hours. Applications received after business hours will be processed the next business day. We will contact you upon receipt of your application to review your information.
To have an application mailed to you or to apply by phone, contact us!
To submit your application in person: visit any Berkshire County auto dealer and tell them to make it a Greylock loan. A pre-approved vehicle loan is valid for 30 days.

Table data for Auto Loan
07-01-2025
	Maximum Term	Fixed APR as low as¹	Monthly Payment Per $1000 Borrowed	Alert Me
2022 and newer vehicles	6 Years	5.89%²	$16.52	Receive a notification when this rate changes

2019-2021	6 Years	6.39%²	$16.76	Receive a notification when this rate changes

2018 and older vehicles	6 Years	8.14%²	$17.60	Receive a notification when this rate changes

Subject to credit approval. Stated rates based on credit worthiness. Loan rates available for up to 110% Loan to Value of vehicle. "Vehicle" is defined as a car or light truck/van. 0.50% discount for new and used Electronic Vehicles (excluding Hybrids).
¹APR = Annual Percentage Rate↵ ²Rates shown as low as. Rates subject to change.↵