Due to the recent COVID-19 spike, we have decided to begin temporarily shutting down access to Greylock Federal Credit Union branch lobbies and Greylock Insurance Agency offices for the safety of our members and employees. Click here for more details.
Personal Loans
Personal Loans
Benefits of a Personal Loan
- Competitive fixed-rate, fixed-term, and fixed monthly payment
- No origination fee or prepayment penalties
- Quick and easy online application
- Access through Online Banking
Holiday Loan
5.99% APR*
Insured by NCUA. APR=Annual Percentage Rate. Subject to credit approval. $500 minimum / $1,500 maximum. Up to 12 months. Auto-pay required. Assumes 12 monthly payments of $43.03 per $500 financed. Loan amount subject to credit score. May not be used to pay off existing Greylock Federal Credit Union loans. Limited time offer.
Unsecured Loans & Lines of Credit
Borrow up to $5000 (based on your creditworthiness) for debt consolidation, vacation, furniture, or other major expenditures.
| Loan/LOC Type | Term | Fixed APR1 | Monthly Payment Per $1000 Borrowed | Alert Me |
|---|---|---|---|---|
| Personal Loan (up to $2500) | Up to 5 years | 7.99%2 | as low as $20.27 | Receive a notification when this rate changes |
| Personal Loan ($2501 to $5000) | Up to 5 years | 9.99%2 | as low as $21.24 | Receive a notification when this rate changes |
| Checkmate Overdraft Protection (up to $1000) | Line of Credit | 14.00%2 | N/A | Receive a notification when this rate changes |
| Special Loan Programs | Term | Fixed APR1 | Monthly Payment Per $1000 Borrowed | Alert Me |
| Fuel Loan3 | Up to 10 Months | 5.00%2 | as low as $102.31 | Receive a notification when this rate changes |
| Mass Save® Heat Loan4 | 7 Years | 0.00% | $11.91 | Receive a notification when this rate changes |
| Borrow and Save Loan5 | Up to 12 Months | 7.99%2 | as low as $86.98 | Receive a notification when this rate changes |
| Subject to credit approval. | ||||
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Share Secured Loan
Greylock will finance up to 100% of the value of your Share Savings or Term Share Certificates at some great rates and terms.
| Term Share/Savings | Term | APR1 | Loan to Value | Monthly Payment Per $1000 Borrowed |
|---|---|---|---|---|
| Secured up to $100,000 | 5 Year | Term Share Rate + 3.0%2 | 100% LTV Share Secured | $18.06 - $18.28 |
| Secured of $100,000 or more | 5 Year | Term Share Rate + 2.0%2 | 100% LTV Share Secured | $17.62 - $17.84 |
| Subject to credit approval. | ||||