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Member Information and Updates:

Due to the recent COVID-19 spike, we have decided to begin temporarily shutting down access to Greylock Federal Credit Union branch lobbies and Greylock Insurance Agency offices for the safety of our members and employees. Click here for more details.

Loan Rates

Table data for Auto Loan
 11-27-2020
Maximum Term Fixed APR1 Monthly Payment Per $1000 Borrowed Alert Me
2017 and newer vehicles 6 Years as low as 3.99%2 as low as $15.64 Receive a notification when this rate changes
2014-2016 6 Years as low as 4.49%2 as low as $15.87 Receive a notification when this rate changes
2013 and older vehicles 6 Years as low as 6.24%2 as low as $16.69 Receive a notification when this rate changes
Subject to credit approval. Stated rates based on credit worthiness. Loan rates available for up to 110% Loan to Value of vehicle. "Vehicle" is defined as a car or light truck/van.
  • 1APR = Annual Percentage Rate
  • 2Rates shown as low as. Rates subject to change.
Table data for Recreational Vehicle Loan
 11-27-2020
Maximum Term Fixed APR1 Monthly Payment Per $1000 Borrowed Alert Me
2017 and newer vehicles 6 Years as low as 4.49%2 as low as $15.87 Receive a notification when this rate changes
2014-2016 6 Years as low as 4.99%2 as low as $16.10 Receive a notification when this rate changes
2013 and older vehicles 6 Years as low as 6.74%2 as low as $16.92 Receive a notification when this rate changes
Subject to credit approval. For Campers and Motor Homes, add 1% to the above rates for up to 84 month terms and 2% for up to 120 month terms. Stated rates based on credit worthiness. Loan rates available for up to 110% Loan to Value of vehicle. *"Vehicle" is defined as a motorcycle,jet ski, snowmobile, camper, motor home, ATV or other off road transportation.
  • 1APR = Annual Percentage Rate
  • 2Rates shown as low as. Rates subject to change.
Table data for Other Consumer Loans
 11-27-2020
Term Share/Savings Term APR1 Loan to Value Monthly Payment Per $1000 Borrowed Alert Me
Secured up to $100,000 5 Year Term Share Rate + 3.0%2 100% LTV Share Secured $18.06 - $18.28
Secured of $100,000 or more 5 Year Term Share Rate + 2.0%2 100% LTV Share Secured $17.62 - $17.84
Subject to credit approval.
  • 1APR = Annual Percentage Rate
  • 2Rates shown as low as. Rates subject to change.
Table data for Home Equity Programs
 11-27-2020
Loan Type Loan to Value Interest Rate APR1 Monthly Payment Per $1000 Borrowed Alert Me
Home Equity LOC Up to 80% Variable Prime + 0% 3.25%2 N/A Receive a notification when this rate changes
Home Equity LOC Up to 90% Variable Prime +1% 4.25%2 N/A Receive a notification when this rate changes
Loan Type Loan to Value Term APR1 Monthly Payment Per $1000 Borrowed Alert Me
Home Equity Loan Up to 80% 15 Years 3.25%2 $7.03 Receive a notification when this rate changes
Up to 90% 15 Years 4.25%2 $7.52 Receive a notification when this rate changes
Subject to credit approval. Fees and Charges: The credit union pays third party fees for new participants unless you close the plan within three years. In that case, you may have to reimburse the credit union for any fees paid on your behalf. If you refinance an existing Home Equity with Greylock then you may pay certain fees to third parties to open the plan. These fees generally total between $500 and $600. If you ask, we will provide you with an itemization of the fees you will have to pay to third parties. Property Insurance: You must carry insurance on the property that secures this plan. Rate Changes: For Home Equity Lines of Credit, the annual percentage rate can change on the first day of each month. The rate cannot increase or decrease more than 1 percentage point at each adjustment. The maximum ANNUAL PERCENTAGE RATE that can apply is 18%
  • 1APR = Annual Percentage Rate
  • 2Rates shown as low as. Rates subject to change.