As the colder months approach, heating costs can become a significant part of your household budget. “We all need heat. Not just to keep us safe and comfortable, but also to protect our homes,” said Jeff Lowenstein, a Financial Wellness Coach at Greylock Federal. “Fortunately, there are some practical things we can all do to save money during the heating season, along with resources available locally to assist you.”
1. Seal drafts and insulate
Check for drafts around windows and doors and seal them with weatherstripping or caulk. Adding insulation to your attic and walls can also help keep the heat in and reduce your energy bills. (1)
2. Use a programmable thermostat
A programmable thermostat allows you to set your heating system to lower temperatures when you’re not home or while you’re sleeping. This can save you up to 10 percent on your heating bills. (2) “Of course you can do this manually too,” Lowenstein said, “but the programmable thermostats make it automatic.”
3. Maintain your heating system
Regular maintenance of your heating system ensures it runs efficiently. Replace filters as needed and schedule annual check-ups with a professional. (1)
4. Take advantage of natural heat
Let sunlight in by opening curtains on south-facing windows during the day and close them at night to retain heat. (1) “This simple step can help naturally warm your home,” said Lowenstein.
5. Use space heaters wisely
If you use space heaters, make sure they are energy-efficient and only use them in occupied rooms. Always follow safety guidelines to prevent fire hazards. (2)
6. Wear warm clothing indoors
Dressing in layers and using blankets can help you stay warm without having to turn up the thermostat. This can significantly reduce your heating costs. (2)
7. Consider budget billing
Many utility companies offer budget billing programs that spread your heating costs evenly throughout the year, helping you avoid high winter bills. (3) “If you are having trouble paying your heating bills, contact your utility company, there may be energy assistance plans you can qualify for,” said Lowenstein.
8. Get a fuel loan
“Greylock’s fuel loan has a low rate and can let you spread out your payments over 10 months, so you’re not hit with the big expenses all at once,” he said. To learn more, visit: https://www.greylock.org/borrow/loans/personal-loans.html
“If you find yourself struggling with heating costs, please reach out to one of Greylock’s financial wellness coaches today,” Lowenstein said. “We can help you explore resources to reduce your heating costs, budget for seasonal heating expenses, better understand utility companies’ budget programs, set up a holiday account to save up throughout the year for heating season, choose the best utility provider to lower your rate, access community resources, and much more.” To learn more, call 413-344-1026.
Resources in Berkshire County Mass.
Home Energy Assistance Program (HEAP)
HEAP provides financial assistance to eligible households to help pay for heating costs. Apply through the Berkshire Community Action Council (BCAC), which offers support for various heating sources, including oil, propane, and electricity. (4,5) Learn more at: https://www.bcacinc.org/fuel-assistance-2/
Heating System Repair & Replacement Program (HEARTWAP)
This program offers emergency heating system repairs and replacements for low-income households. It ensures that your heating system is safe and efficient. (6) For more information, visit: https://www.bcacinc.org/heating-system-repair-replacement-program/
Berkshire Community Action Council (BCAC)
BCAC provides various assistance programs, including fuel assistance and utility discounts for eligible households. They also offer guidance on energy-saving measures and help with applications for state and federal assistance programs. (5,7)
By following these tips and utilizing available resources, you can keep your home warm and comfortable while managing your heating costs effectively. For more information on these programs and how to apply, please visit the BCAC website (https://www.bcacinc.org/) or call 413-445-4503.
Mass Save
A variety of incentives, support and services are available from Mass Save to help homeowners and renters improve their energy efficiency. They can help residents take advantage of rebates, incentives, federal tax credits and income-based assistance to save money and improve energy efficiency. (11) For more information, visit: https://www.masssave.com/
Resources in Hudson, NY, Columbia County
Home Energy Assistance Program (HEAP)
HEAP is a federally funded program that helps low-income households pay for heating and cooling costs. It offers regular and emergency benefits, as well as heating equipment repair and replacement services. (8,9) Apply for HEAP through the New York State Office of Temporary and Disability Assistance (OTDA) or your local Department of Social Services. (10) Learn more at: https://otda.ny.gov/programs/heap/
Heating Equipment Repair and Replacement (HERR)
This component of HEAP provides assistance with repairing or replacing heating equipment for eligible households. It ensures that your heating system is safe and efficient. (8)
Visit: https://otda.ny.gov/programs/heap/#repair-benefit
Clean and Tune Benefit
HEAP also offers a Clean and Tune benefit, which provides energy efficiency services such as cleaning heating equipment, chimney cleaning, and minor repairs. This helps ensure your heating system operates safely and efficiently. (8) For more information, visit: https://otda.ny.gov/programs/heap/#tune-benefit
1Fall and Winter Energy-Saving Tips | Department of Energy
2 13 Inexpensive Ways to Keep Your House Warm - This Old House
3 How to save money heating your home this winter | Consumer Advice (ftc.gov)
4 Apply for home heating and energy assistance | Mass.gov
5 Berkshire Community Action (iescentral.com)
6 Heating System Repair & Replacement Program (HEARTWAP) | Mass.gov
7 Fuel Assistance | Berkshire CAC (bcacinc.org)
8 Home Energy Assistance Program (cenhud.com)
9 Apply for Heating and Cooling Assistance (HEAP) (ny.gov)
10 Home Energy Assistance Program (HEAP) | OTDA (ny.gov)