Loan Rates

Loans

Maximum Term Fixed APR1Go to footnote 1 Monthly Payment Per $1000 Borrowed Alert Me
2014 and newer vehicles 6 Years as low as 3.24%2Go to footnote 2 as low as $15.30 Receive a notification when this rate changes
2011-2013 6 Years as low as 3.74%2Go to footnote 2 as low as $15.53 Receive a notification when this rate changes
2010 and older vehicles 6 Years as low as 5.74%2Go to footnote 2 as low as $16.45 Receive a notification when this rate changes
Subject to credit approval. Stated rates based on credit worthiness. Loan rates available for up to 110% Loan to Value of vehicle. "Vehicle" is defined as a car or light truck/van.
  • 1APR = Annual Percentage Rate
  • 2Rates shown as low as. Rates subject to change.

Maximum Term Fixed APR1Go to footnote 1 Monthly Payment Per $1000 Borrowed Alert Me
2014 and newer vehicles 6 Years as low as 3.74%2Go to footnote 2 as low as $15.53 Receive a notification when this rate changes
2011-2013 6 Years as low as 4.24%2Go to footnote 2 as low as $15.76 Receive a notification when this rate changes
2010 and older vehicles 6 Years as low as 6.24%2Go to footnote 2 as low as $16.69 Receive a notification when this rate changes
Subject to credit approval. For Campers and Motor Homes, add 1% to the above rates for up to 84 month terms and 2% for up to 120 month terms. Stated rates based on credit worthiness. Loan rates available for up to 110% Loan to Value of vehicle. *"Vehicle" is defined as a motorcycle,jet ski, snowmobile, camper, motor home, ATV or other off road transportation.
  • 1APR = Annual Percentage Rate
  • 2Rates shown as low as. Rates subject to change.

Loan/LOC Type Term Fixed APR1Go to footnote 1 Monthly Payment Per $1000 Borrowed Alert Me
Personal Loan (up to $5000) Up to 5 years 14.99%2Go to footnote 2 $23.68 Receive a notification when this rate changes
Checkmate Overdraft Protection (up to $1000) Line of Credit 14.00%2Go to footnote 2 N/A Receive a notification when this rate changes
Special Loan Programs Term Fixed APR1Go to footnote 1 Monthly Payment Per $1000 Borrowed Alert Me
Fuel Loan3Go to footnote 3 Up to 10 Months 5.00%2Go to footnote 2 $102.31 Receive a notification when this rate changes
Mass Save® Heat Loan4Go to footnote 4 7 Years 0.00% $11.91 Receive a notification when this rate changes
Subject to credit approval.
  • 1APR = Annual Percentage Rate
  • 2Rates shown as low as. Rates subject to change.
  • 3Fuel Loan - Maximum Loan Amount = $3,000
  • 4Mass Save Heat Loan - Maximum Loan Amount = $15,000. Subject to approval by Mass Save. Please click here for additional details.

Term Share/Savings Term APR1Go to footnote 1 Loan to Value Monthly Payment Per $1000 Borrowed Alert Me
Secured up to $100,000 5 Year Term Share Rate + 3.0%2Go to footnote 2 100% LTV Share Secured $18.42 - $20.28
Secured of $100,000 or more 5 Year Term Share Rate + 2.0%2Go to footnote 2 100% LTV Share Secured $17.97 - $19.80
Subject to credit approval.
  • 1APR = Annual Percentage Rate
  • 2Rates shown as low as. Rates subject to change.

Loan Type Loan to Value Interest Rate APR1Go to footnote 1 Monthly Payment Per $1000 Borrowed Alert Me
Home Equity LOC Up to 80% Variable Prime + 0% 4.25%2Go to footnote 2 N/A Receive a notification when this rate changes
Home Equity LOC Up to 90% Variable Prime + 1% 5.25%2Go to footnote 2 N/A Receive a notification when this rate changes
Loan Type Loan to Value Term APR1Go to footnote 1 Monthly Payment Per $1000 Borrowed Alert Me
Home Equity Loan Up to 80% 15 Years 3.99%2Go to footnote 2 $7.40 Receive a notification when this rate changes
Up to 90% 15 Years 4.99%2Go to footnote 2 $7.91 Receive a notification when this rate changes
Subject to credit approval. Fees and Charges: The credit union pays third party fees for new participants unless you close the plan within three years. In that case, you may have to reimburse the credit union for any fees paid on your behalf. If you refinance an existing Home Equity with Greylock then you may pay certain fees to third parties to open the plan. These fees generally total between $400 and $500. If you ask, we will provide you with an itemization of the fees you will have to pay to third parties. Property Insurance: You must carry insurance on the property that secures this plan. Rate Changes: For Home Equity Lines of Credit, the annual percentage rate can change on the first day of each month. The rate cannot increase or decrease more than 1 percentage point at each adjustment. The maximum ANNUAL PERCENTAGE RATE that can apply is 18%
  • 1APR = Annual Percentage Rate
  • 2Rates shown as low as. Rates subject to change.